Net Worth, Recorded — Not Remembered
A sample $10.47M net worth, built from recorded holdings instead of a number you type in — with every change explained.
Numbers shown are from a sample plan, for illustration only — not financial advice.
What you'll see
This demo tracks a sample net worth of $10.47M, built entirely from recorded holdings rather than a manually-typed number. The "Net worth over time" chart shows eleven monthly snapshots climbing toward $10.47M, with one $730k jump in a single month called out and explained (a brokerage deposit) rather than left as an unexplained spike.
The balance sheet panel to the right breaks the total into taxable (93.7%, $9.75M), tax-deferred (5.9%, $614k), and Roth (0.4%, $40k) — a mix that matters because it decides how those dollars get taxed when they're eventually spent. Liabilities currently sit at $0, with a one-click "+ Add a debt" action ready for a mortgage or loan. The demo ends by clicking "+ Record snapshot," which locks in today's figure and adds a new point to the historical trend — the whole point being a number you don't have to remember, because it's on the record.
Net worth here isn't a static total — it's a time series with an audit trail, feeding directly into every other RetireOdds calculation, from safe withdrawal rate to your chance of success.
Chapters
- 0:00Net worth, recorded. Not remembered — the Net Worth view opens on a sample plan.
- 0:08Assets minus liabilities — recorded from real holdings.
- 0:21One deposit, one step — every change explained.
- 0:31Taxable, deferred, Roth — the mix decides your taxes.
- 0:40Click once — today goes on the record.
Why it matters
- Recorded from actual connected and imported holdings, not a number you re-type by hand.
- Explains large month-to-month changes instead of leaving them as an unexplained spike.
- Splits the total by tax treatment (taxable / deferred / Roth), the exact mix that drives your future tax bill.
- Every snapshot feeds the same engine used for your safe withdrawal rate and chance of success.
FAQ
Where do the snapshots come from?
From your imported and connected accounts — RetireOdds records a snapshot from actual holdings rather than asking you to type in a running total.
How often should I record a new snapshot?
Monthly is enough to see a meaningful trend without turning tracking into a source of daily anxiety over market noise.
Why does the balance sheet separate taxable, tax-deferred, and Roth?
That mix decides how your money is taxed when you eventually spend it — it's the same account split used throughout RetireOdds' tax and withdrawal planning.