Start free — 30 days, no credit card.
Get full access for 30 days with no card. Then lock in lifetime for a one-time $199 (limited time) or go annual at $69/year — a fraction of what Boldin, ProjectionLab or a financial advisor charge.
Lifetime
One payment, forever. No renewals, ever.
- Permanent access — pay once, done
- Every feature — no limited "free tier"
- 1,000-path Monte Carlo simulation
- Net worth, portfolio, cash flow & tax views
- Brokerage CSV import & full data export
- Native iPhone app included
Limited-time deal — ends September 30, 2026.
Annual
Billed yearly · cancel anytime.
- Every feature — no limited "free tier"
- 1,000-path Monte Carlo simulation
- Net worth, portfolio, cash flow & tax views
- Brokerage CSV import & full data export
- Native iPhone app included
- Passkey security & support from the founder
Or get it on your iPhone
Download on theApp StoreHow RetireOdds compares
The same retirement planning — Monte Carlo odds, portfolio, taxes and cash flow — for a fraction of what other tools charge.
Competitor prices are list prices as of 2026 and may change; check each provider for current pricing. Advisor figure assumes a 1%/year fee on a $300,000 portfolio.
Start free — 30 days, no card
Every new account gets full access to every feature for 30 days, free, with no credit card required. Pick lifetime or annual whenever you're ready.
No lock-in, ever
Your data is yours. Export all of it whenever you like and take it to any competitor. We earn your renewal — we never trap it.
Pricing FAQ
How much does RetireOdds cost?
Every account starts with a free 30-day trial — no credit card required. After that, choose lifetime access for a one-time $199 (a limited-time deal, until September 30, 2026) or annual at $69/year. Either way, every feature is included — no add-ons, no per-feature charges.
How does the free trial work?
You get full access to every feature for 30 days, free, with no credit card required. When the trial ends, pick lifetime ($199 one-time) or annual ($69/year) to keep going.
What is the lifetime deal?
For a limited time — until September 30, 2026 — you can buy permanent access for a single $199 payment. No renewals, ever. After the deadline the lifetime option goes away and annual becomes the way to subscribe.
How does RetireOdds compare to Boldin, ProjectionLab and MaxiFi?
At $69/year, RetireOdds runs well below Boldin PlannerPlus (about $144/year), ProjectionLab Premium (about $129/year) and MaxiFi Planner (about $109/year) — and it's a tiny fraction of a financial advisor charging 1% of your assets every year.
Am I locked in if I sign up?
No. There is no lock-in. You can export all of your data at any time and take it to any competitor whenever you want — your financial data always belongs to you.
See exactly how the simulation works before you commit.
Read the methodology →