Take Your Whole Plan to Claude in One File

Export your entire plan — assets, liabilities, spending, and every recommendation — as one Markdown file built to be handed to an AI for a second opinion.

The best thing that ever happened to our retirement plan was showing it to someone who wanted to poke holes in it. The second best thing was making that take less than a minute. The new Export for Claude button — on the Plan Report page and under Settings → Data & privacy — downloads your entire financial picture as a single Markdown file, formatted for exactly one purpose: being pasted into an AI assistant and interrogated.

Everything, in one honest document

The export is not a data dump. It is the same picture RetireOdds itself uses, organized the way an analyst would want it:

• A snapshot — net worth, your chance of success with its plain-English verdict, and whether the saved simulation still matches your current inputs.
• Every asset and liability — accounts, alternative assets, deferred compensation, mortgages — with the gross-vs-after-tax caveats attached.
• Spending, twice — the figure your plan uses and a twelve-month summary of your actual tracked expenses by category, so the gap between plan and reality is visible on one page.
• Every assumption with its provenance — each input labeled by whether you set it, the model derived it, or a default filled it.
• Every recommendation surface — the year-by-year tax projection, the Roth conversion schedule, the healthcare cost model, portfolio insights like bracket headroom and loss-harvest candidates, and the key risks the engine has flagged.
• The fine print, on purpose — the model's known limitations, stated outright.

The file opens with a reading guide that tells the AI how to interpret what follows — which figures are inflation-adjusted, that balances are gross of future taxes, what "failure" means in the simulations. That preamble is the difference between an assistant that reasons about your plan and one that confidently misreads it.

What we actually ask

The prompts that have earned their keep for us: stress-test the assumptions and tell me which one is doing the most work. Critique the Roth conversion schedule against the tax projection. Find the tax-sequencing opportunity the flags missed. Compare my tracked spending to my plan spending and tell me which number to believe. What is the single biggest risk to this plan? Because the file carries the full assumption provenance, the answers come back specific — pointed at a number you can actually change — rather than generic retirement advice.

One thing the export is not: advice. It says so itself, in the last line of every file. It is your data, organized to make a skeptical second reader as effective as possible. Where that reader is Claude, a human advisor, or a spouse with a sharp eye is up to you.

Key takeaways

• One click exports assets, liabilities, expenses, assumptions, and every RetireOdds recommendation as a single Markdown file.
• A built-in reading guide keeps an AI from misinterpreting real-vs-nominal figures or gross balances.
• Assumption provenance ("you set this" vs "auto" vs "default") lets a reviewer target what is actually adjustable.
• Find it on the Plan Report page or under Settings → Data & privacy.

Export the file, paste it into Claude, and ask the uncomfortable follow-up questions. That is what the button is for.